How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
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Frequently Asked Questions
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
School-Hardship SR-22 Insurance
SR-22 filing required by 43 states for hardship license approval after DUI or points-related suspension. Non-owner policies start at $25–$40/month for students without a vehicle.
Student-Driver Restricted License Coverage
Restricted licenses limit driving to school routes and approved hours—typically class schedule plus 30-minute travel buffer. Most states require liability minimums at time of application.
Non-Owner SR-22 for Students
If you don't own a vehicle but need SR-22 to drive a parent's car or carpool, non-owner policies satisfy state filing requirements. Available in all states that require SR-22.
Under-21 SR-22 Filing
Drivers under 21 face zero-tolerance DUI thresholds in most states, which can extend SR-22 filing periods from 3 to 5 years. Parental consent required in 37 states for minors.
Liability Insurance
State minimum liability coverage is the baseline requirement for hardship license approval. Minimum limits range from $15,000/$30,000 to $50,000/$100,000 depending on state.
Family Policy with Restricted-License Endorsement
Adding a restricted-license student to a parent's existing policy costs $80–$200/month on average. Endorsement notes route and hour limitations to satisfy state hardship conditions.